Financial Stability and Education Services

Financial Stability Coaching and Education

Receive the financial tools you need to sustain your homeownership from our Hud certified Financial coaches. Take advantage of our free Money Matters workshops and the Financial Capabilities Certificate Series. What service best fits your needs?

Free

Free Foreclosure Prevention Coaching

The Financial Coaching team provides foreclosure advocacy and guidance to homeowners who are:

Experiencing a financial or housing crisis (mortgage or property tax foreclosure)
Trying to avoid an anticipated crisis
Looking for assistance in creating a budget
Planning for a short-term financial goal

These services are available to residents of Kent County and all bordering counties. HRS is a HUD-certified housing counseling agency and our housing counselors are all individually HUD-certified. Are you struggling financially and need foreclosure guidance? Download the foreclosure prevention intake packet.

Intake Packet

Housing Education Classes

Join us for a unique and personalized class with experts in their field. Let us help you reach your goals and set a plan to achieve that goal. Be apart of a class with likeminded participants and fellowship with others whether online or in person.

Reverse Mortgage Counseling

This education and counseling service is required to apply and close on an HECM (Reverse Mortgage) loan and is open to those over the age of 62. The purpose is to make sure homeowners understand how a reverse mortgage works by learning what it is, how much a homeowner may get, alternatives to a reverse mortgage, and more.

Resources

Have a Financial Stability Coaching question? Ask us!

I just want to thank her for not giving up on me... Amber was a very kind, knowledgeable, and reassuring woman. Exactly what I needed. I can’t thank her enough!

- Tanya, Client

Financial Stability Coaching and Education 2025 Impact

One-on-one coaching sessions

Averted Foreclosures

Smart Money University Sessions

Financial Literacy Sessions Taught

"Attendees" Joined a Financial Workshop

Attended "Show me The Money Day" at HRS

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