You Showed me I
Can Have Peace Of mind

Housing Counseling and Education

Relieve financial stress by taking advantage of our financial counseling and education resources. We offer foreclosure prevention counseling, reverse mortgage counseling, Money Matters workshops, and the Financial Capabilities Certificate Series. What service best fits your needs?


Free Foreclosure Prevention Counseling

The Housing Counseling and Education team provides foreclosure advocacy and guidance to homeowners who are:

  • Experiencing a financial or housing crisis (mortgage or property tax foreclosure)
  • Trying to avoid an anticipated crisis
  • Looking for assistance in creating a budget
  • Planning for a short-term financial goal

These services are available to residents of Kent County and all bordering counties. HRS is a HUD-certified housing counseling agency and our housing counselors are all individually HUD-certified. Are you struggling financially and need foreclosure guidance? Download the foreclosure prevention intake packet.

Intake Packet

Housing Education Classes

Join us for a unique and personalized class with experts in their field. Let us help you reach your goals and set a plan to achieve that goal. Be apart of a class with likeminded participants and fellowship with others rather online or in person. 

Reverse Mortgage Counseling

This education and counseling service is required to apply and close on an HECM (Reverse Mortgage) loan and is open to those over the age of 62. The purpose is to make sure homeowners understand how a reverse mortgage works by learning what it is, how much a homeowner may get, alternatives to a reverse mortgage, and more.



Have a Housing Counseling question? Ask us!

I just want to thank her for not giving up on me... Amber was a very kind, knowledgeable, and reassuring woman. Exactly what I needed. I can’t thank her enough!

- Tanya, Client

Housing Counseling and Education 2023 Impact

One-on-one counseling sessions
Michigan Homeowner Assistance Fund applications filed
Property Tax Review and Filings
Financial Literacy Sessions Taught
"Attendees" Joined a Financial Workshop
Attended "Show me The Money Day" at HRS
Financial Capabilities Certificates Bestowed